3 Ways Reckless Driving Affects Your Car Insurance

3 Ways Reckless Driving Affects Your Car Insurance

Reckless driving is a major concern for many drivers. Reckless driving can lead to a variety of accidents, including those that result in injuries and fatalities.

Most people who drive recklessly are not concerned with the consequences because they don’t expect to be caught or penalized. However, reckless drivers should realize that their actions have far-reaching consequences and may negatively impact their car insurance rates and other aspects of life, such as employment opportunities.

In this blog post, we will discuss three ways reckless driving affects your car insurance rates, so you know what to look out for!

1) Higher Premiums:

Drivers who are ticketed for reckless driving can expect to see higher auto insurance rates. This is because being convicted of a crime may lead to points on your license, which in turn will affect the cost of your car insurance.

In some cases, drivers with multiple convictions or high-risk behaviors such as speeding tickets can be denied coverage or have their insurance rates increased significantly.

2) Traffic court:

If you get a ticket for reckless driving, it is crucial to fight the charge in traffic court. A conviction can lead to higher auto insurance rates as well as points on your license. In some cases, if you are convicted of two or more offenses related to speeding and one offense that’s not specifically about speed, such as reckless driving, your car insurance rates may be increased.

It is also important to note that a reckless driving ticket can lead to higher fines because it counts as a traffic law violation. Fines for these violations start at $500 and go up from there depending on how many tickets you have received in the past few years (this includes points).

3) Higher Education Costs:

Drivers who have a history of reckless driving convictions may also find it challenging to finance higher education. Higher rates of auto insurance can lead to lower credit scores, which in turn lowers the borrower’s likelihood for approval on loans and other financial services.

So, if you have been given a traffic ticket for reckless, then consider having a word with a personal injury lawyer like SHW Law and see if you have any options to get free from all the charges and resume an everyday life once again.

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